Sunday, December 27, 2009

How Can You Get A Free Credit Report Without A Credit Card?

Many people are wondering if they can get a free credit report without a credit card. This is the case for people who don�t have a credit card at this time or never had it before. The answer is yes. It is possible to get a free credit report without a credit card. There are several ways to get a free credit report without a credit card, some of which will be discussed in this article. One of the options to get a free credit report without a credit card is when your request for credit is denied.

For example, if you apply for a loan, for a credit card, or for some other type of financing and your request for credit is declined based on the information provided by one of the three major credit bureaus, you can get a free credit report without a credit card. However, you need to know that there is a time limit is this case. You will need to request your free credit report without a credit card fro the credit bureaus within the 30 days after your application gets declined.

Another way that allows you to get a free credit report without a credit card is when your request for something else besides the loan or financing gets declined. For example, if you applied to open a bank account and your request was denied based on your credit history information, you can get a free credit report without a credit card. The same applies to the situations when you applied for an apartment rental or tried to set up a phone service. If your request was declined, you can get a free credit report without a credit card by submitting a written request to the credit bureau.

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