Monday, December 21, 2009

The Gardiner Federal Credit Union

The Gardiner federal credit union offers banking, financial and investment services for people who live or work in the Gardiner, Maine. The Gardiner federal credit union offers multiple products and services to its clients. The list of products and services offered by the Gardiner federal credit union is extensive and this article will point out the most important ones. It is, for example, necessary to mention that the Gardiner federal credit union offers a personalized lending program developed to assist as many Gardiner federal credit union members obtain credit as possible.

There are other products offered by the Gardiner federal credit union. The list of Gardiner federal credit union savings plans includes the following savings accounts: regular savings, Christmas savings, all-purpose clubs, share certificate and individual retirement account (IRA) certificates, IRA's and others. The Gardiner federal credit union checking accounts also offer multiple benefits: checks, ATM check cards, no minimum balance requirement, availability of overdraft protection, unlimited check writing with no per check charge and direct deposit feature. The online account access is available to the Gardiner federal credit union members 24 hours per day, seven days a week. This online account access allows member to access their accounts from their home computers.

The Gardiner federal credit union offers many different loan programs: mortgages, home equity, guaranteed student loans, Gardiner federal credit union visa credit cards, overdraft protection loans, single payment notes, secured loans (includes new or used vehicles, boats, campers, ATV's, motorcycles, snowmobiles, tractors and motor homes), Gardiner federal credit union unsecured loans, CD secured loans and share secured loans. Other Gardiner federal credit union services include visa debit cards, automatic visa payment plans, payroll deductions, notary public services, travelers checks, audio response system, night deposit, wire transfers, credit card program, direct deposit, money orders and US savings bonds, to name a few.

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